Privacy Policy

Privacy Policy

Introduction

Welcome to https://finance.karachi-pakistan.com (hereafter referred to as “our website” or “we”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and disclosure of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) from the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our website, including but not limited to:

  1. Our online platforms and applications.
  2. Services and products offered through these channels.
  3. Interactions with users through various communication channels, such as emails, phone calls, or text messages.

Please note that this privacy policy does not extend to third-party websites, applications, or services accessible through links on our platform. These entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This policy governs your interactions when:

  1. You access and use our applications and services as an authorized user.
  2. You visit or navigate any of our websites linked to this Privacy Policy.
  3. You engage with us through newsletters, emails, telephone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, including but not limited to:

  1. Account Information: Details related to your user account creation and management, such as usernames, passwords, and profile preferences.
  2. Payment Information: Credit card details, payment history, and billing addresses used for transactions on our platform.
  3. Financial Information: Data associated with financial transactions, investment portfolios, and banking information provided for service delivery.
  4. Purchase Information: Records of products or services purchased, including quantities, dates, and transaction amounts.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile phone numbers to facilitate communication and improve user experience.
  6. Location Data: Geographic coordinates and location-based services data when you opt-in to share your location with our apps or services.
  7. Feedback: Comments, reviews, and responses provided by users to enhance our products and services.
  8. Social Media Information: Data obtained from social media platforms when users choose to log in through these accounts for streamlined access (if applicable).
  9. Product Information: Preferences, ratings, and interactions with our products or content.

We collect this data through multiple channels:

  1. Direct user input and self-disclosed information.
  2. Automated technologies, such as cookies, server logs, and web beacons.
  3. Third parties who provide us with aggregated or de-identified data for analytics and service improvements (subject to their respective privacy policies).

Cookies

We employ cookies and similar tracking technologies to enhance user experience and gather analytics. Cookies are categorized as:

  1. Strictly Necessary: Essential for navigating our website, ensuring basic functionality, and providing security features.
  2. Preference: Used to remember user preferences and settings to personalize content.
  3. Analytics: Collects anonymous data for improving website performance and user experience.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy preferences.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes related to the original reason for collection. Once these purposes are fulfilled, we securely delete or anonymize the data in accordance with applicable laws.

Security Measures

We have implemented robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction:

  1. Encryption of sensitive data during transmission and at rest.
  2. Access controls and employee training to ensure compliance with this policy.
  3. Regular security audits and updates to our security infrastructure.

Your Rights (Depending on Your Location)

The privacy rights you have vary based on your geographical location. However, many jurisdictions grant you the following rights:

  • Access: The right to request access to personal data held by us.
  • Rectification: Correcting inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): Requesting the deletion of your personal information under certain circumstances.
  • Restriction: Limiting the use or processing of your data in specific cases.
  • Portability: Receiving your personal data in a structured, commonly used format and transferring it to another controller.
  • Objection: Objecting to the processing of your data for specific purposes.
  • Non-Discrimination: Ensure that no adverse decisions are made solely based on automated processing of your data.

To exercise these rights or file complaints/appeals, please contact our dedicated privacy team via the contact details provided in this policy.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we encourage users to review this page periodically for updates.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or feedback, please contact us: